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Insurance product

Ekwafo Funeral Plan

A dignified farewell shouldn't depend on what you earn.

Ekwafo is built so that affordable assistance reaches whoever you are. There are four plans, matched to the work you do and what you earn, and you qualify from N$1,000 a month. Every tier can be taken as single or family cover, extending to your spouse, your children and your extended family. Claims are paid within 48 hours of a complete file, because a funeral is not the time to worry about money.

Quick Facts

Maximum cover
N$135,000 for you and your spouse
You qualify from
N$1,000 a month
Plans
Four: Blue, White, Professional, Expats
Principal & spouse
N$125,000 each, N$135,000 on Expats
Per child
N$27,500, newborns covered from day one
Extended family
N$20,000 per member
Claim payout
Within 48 hours of a complete file

Key Benefits

  • Real cover whatever you earn, from N$1,000 a month
  • Four plans matched to the work you do, not one policy for everybody
  • Single or family cover on every tier
  • Newborns covered from day one
  • Extended family can be included at N$20,000 per member
  • Claims paid within 48 hours of a complete file
  • No waiting period on accidental death
  • Also available on a group basis through an employer, union or institution

Find the plan that fits your work

Four plans, matched to what you earn, with single or family cover on every tier. An adviser will match you to the right one.

Blue

Vendors, domestic, farm and security

Monthly income
N$1,000 to N$5,000
Cover
N$5,000 to N$10,000
Catering
Family or single

White

Police, teachers, nurses, civil service

Monthly income
N$6,000 to N$15,000
Cover
N$15,000 to N$45,000
Catering
Family or single

Professional

Salaried professionals

Monthly income
N$15,000 and above
Cover
N$50,000 to N$125,000
Catering
Family or single

Expats

Expatriates and diplomats

Monthly income
N$15,000 and above
Cover
N$60,000 to N$135,000
Catering
Expatriate cover

Cover amounts depend on the plan you qualify for. An adviser will confirm your plan, your premium and exactly when your cover starts.

How It Works

01

Speak to an adviser

An adviser matches you to the plan that fits your work, and confirms when your cover starts.

02

Notify us

When the time comes, call, email, or submit online as soon as possible after the funeral.

03

Send documents

Certified death certificate, certified ID copy, and banking proof less than 3 months old.

04

Payout in 48 hours

A team member confirms your file within 24 hours, and approved claims are paid within 48 hours.

Claims

Paid within 48 hours of a complete file.

To submit a claim, download the relevant form, email claims@namforce.com.na, or visit Millennium House. Funeral and death benefits are paid within 48 hours of a complete file.

Submit a Claim→

Group Cover

Funeral cover is also available on a group basis for employers, unions, funeral parlours and community organisations, with premiums collected through payroll. The NDF and NCS are long-standing institutional clients.

Request Group Quote

Institutional clients include

NDF

Namibian Defence Force

NCS

Namibian Correctional Service

Uniformed personnel covered by Namforce for decades.

Good to know

Common Questions

How do I know which plan I qualify for?

Your plan follows what you earn each month. Blue covers N$1,000 to N$5,000, White covers N$6,000 to N$15,000, and both Professional and Expats start at N$15,000. An adviser will confirm your plan and your premium.

What does each family member receive?

The principal member and spouse are each covered for N$125,000, rising to N$135,000 on the Expats plan. Each child is covered for N$27,500, with newborns covered from day one, and each extended family member for N$20,000.

Can I take cover for just myself?

Yes. Blue, White and Professional can each be taken as single or family cover. The Expats plan is written as expatriate cover.

I already have a Namforce funeral policy. What happens to it?

Existing funeral policies continue exactly as they are, and remain fully administered by Namforce. Ekwafo is the plan available to new members. If you would like to know how your current cover compares, speak to an adviser.

How quickly is a funeral claim paid?

Within 48 hours of receiving a complete file: death certificate, certified ID, and banking proof.

What is the notification period?

You must notify Namforce within 180 days of the death.

What documents do I need?

A certified death certificate, certified ID copies of the claimant and the insured, and bank confirmation proof no older than 3 months.