Disability Cover
A lump sum or monthly income when you can't work.
If an illness or injury prevents you from working, your income stops, but your bills don't. Namforce Disability Cover pays a lump sum or a monthly income if you become disabled, with Total and Permanent Disability and Critical Illness options to suit your needs.
- Cover type
- Lump sum or monthly income
- Claim notification
- Within 3 months of disabling event
- Cover options
- TPD, Critical Illness
- Premium frequency
- Monthly debit / stop order
- Age range
- 18–60 (varies)
- Group option
- Yes
Quick Facts
Key Benefits
- Monthly income replacement while you cannot work
- Covers both accident and illness
- Optional Critical Illness rider for lump-sum diagnosis payout
- Cover continues for the duration of disability
- Group option for employer schemes
- Available as a standalone policy or rider on life cover
How It Works
Choose your cover
Select income replacement level and any riders.
Get underwritten
Health and occupation questions answered with an adviser.
Pay your first premium
Monthly debit or stop order — cover starts.
Claim when needed
Notify within 3 months of the disabling event with medical proof.
To submit a claim, download the relevant form, email claims@namforce.com.na, or visit Millennium House. Funeral and death benefits are paid within 48 hours of a complete file.
Submit a Claim →Group Cover
Disability cover is available to employers as part of an occupational retirement or group benefit scheme, ensuring employees are protected if they can no longer work.
Request Group QuoteInstitutional clients include
NDF · NCS
Uniformed Personnel
Common Questions
What qualifies as a disability?
A physical or mental condition that prevents you from performing your own occupation for a defined period, as set out in your policy schedule.
Is disability cover the same as critical illness?
No. Disability cover replaces income when you cannot work. Critical illness pays a lump sum on diagnosis of a listed condition. Both are available.
What is the claim notification period?
You must notify Namforce within 3 months of the disabling event.
Can I get disability cover as a standalone policy?
Yes, as a standalone policy or as a rider on a life cover policy.